I. Problem Statement

I. Problem Statement

a) Describe the contemporary problem that is the focus of your proposal with full details with respect to your selected applied setting. Here, consider how new developments or changes in your applied setting are creating new cognition-related challenges. For instance, you might note that increased use of online education is presenting new challenges to students with ADHD.

b) Identify your selected area of cognitive psychology (attention, learning, memory, language, or decision making) and appropriate foundational theories that apply to your selected problem. What are the foundational aspects of these theories, and how do they relate to your selected problem?

Carrying through with the previous example, you would indicate that your area of focus is attention and identify related theories that can shed further light on the contemporary problem of attention demands on students with ADHD.

c) Describe performance issues in your selected applied setting based on limitations of human cognitive systems. What are some of the specific issues related to your contemporary problem, the applied setting, and the limits of the human cognitive system? Here, you will further break down your contemporary problem and explain how the problem relates to the applied setting, what we know about cognition, and how this impacts performance.

d) Create a research question that addresses potential improvements to practices in the applied setting based on the strengths of human cognitive systems. Remember that your research question should address your contemporary problem. For instance, in keeping with the previous example, you might ask, “How can changes to online learning platforms better support increased attention to course materials for students with ADHD?”

II. Contemporary Relevance 

a) Evaluate the utility of the theories you identified when describing your problem with respect to their strengths and limitations. Here, revisit the theories you noted in critical element I, part b. How do the theories you identified further explain the problems and performance issues you identified? What are the strengths and limitations of each theory in helping to understand your identified problem?

b) Which particular theory offers the greatest utility for practitioners to apply in addressing real-world issues specific to the contemporary problem you selected? Defend your selection.

III. Interpretation of Research Findings: Explain how each primary or secondary resource you selected supports your research question. This is where you will apply sound methodological principles (by following the prompts below, a–b) to qualify the research results and statistical findings.

a) How do the research results and statistical findings apply to your research question and your proposed improvements?

b) Explain the strengths and limitations of the research results and findings in supporting the research question. This is where you will explain how the research results and findings you have reviewed support your research question and identify specific gaps in the research. In other words, in reviewing your sources, is there sufficient support for this research question? This is also where you will identify what research does not yet exist that is necessary in supporting the application of your research question.

IV. Methodological Principles: This is where you will look at your research question (critical element I, part d) and determine what types of strategies or techniques you would use if you were to hypothesize improving upon the problem in your selected applied setting. Here, you might propose an experiment, a new program or initiative, or adoption of new tools/technologies. Remember, you are not limited to a controlled experiment.

a) What socially responsible strategies and techniques could be used for improving upon human cognitive processes specific to your applied setting? Here, consider how you could implement your proposed solution in a way that does not further aggravate the problem or put participating parties at risk of new problems or performance issues.

b) What are the implications for using these strategies and techniques? Consider, who and what about the applied setting would be impacted by this proposed solution? What would change, and how might these changes be received?

V. Conclusion

a) What potential future direction do you see from implementation of your research specific to addressing the contemporary problem you cited in critical element I, part a? Here, consider how implementation of your proposed solution or improvement can add to the existing body of research on your topic. How might your proposed improvements and any follow-up research prove interesting to other applied settings?

Rubric

Please note that the grading rubric for the rough draft submission is not identical to that of the final project. The Final Project Rubric will include an additional “Exemplary” category that provides guidance as to how you can go above and beyond “Proficient” in your final submission.

Guidelines for Submission: Your rough draft should be double spaced, 12-point Times New Roman font, with one-inch margins and APA citations. Your draft proposal should be a minimum of six pages, not including cover page and references, and use preapproved resources. (The submission should include a variety of research and findings from at least three of the provided publications. Review the Final Project Document to access the list of approved publications provided for you.)

Milestone 2 feedback:

Nice job describing the studies, in particular, the methods sections, as well as reporting on how the results could be extended. The main areas of improvement are in discussing strengths and weaknesses and reporting on specific statistical results (e.g., p :> .05). Some methodological strengths and weaknesses you may think about are what kinds of groups were studied, measures used, and statistics. Was there a large number of participants? Are the measures validated? Did the researchers use non-parametric analyses? Reviewing the limitations section of the articles will help you look for specific things. I will be posting information about reporting on results in an announcement within the next few days. Overall, great job finding interesting, relevant studies and I look forward to seeing your next milestone!

Question Title

Using your textbook readings, presentations and the sources listed  below, assess the role that Christianity played in shaping the  Emancipation experience, and explain how churches informed the political  and economic opportunities available to newly freed slaves.

Each thread must be 200–250 words and demonstrate specific knowledge  of the primary sources provided, the textbook and presentations for  Module 1. 

 

Textbook: From Slavery to Freedom

Franklin & Higgenbotham: Chapter 11

A good introduction including who your subject is and a good overview of them and their social media use

  • A good introduction including who your subject is and a good overview of them and their social media use
  • Examples and discussion of schema/script theory in your subject
  • Examples and discussion of cultivation theory in your subject
  • Examples and discussion of agenda-setting theory in your subject
  • Examples and discussion of social learning in your subject
  • Examples and discussion of uses and gratifications theory in your subject
  • Conclusions

Define and explain biofeedback in your own words. 

  • Define and explain biofeedback in your own words.
    • Distinguish between biofeedback and neurofeedback, or EEG biofeedback.
    • Describe who uses biofeedback and EEG biofeedback and why (detail at least two professions and purposes).
  • Explain how an understanding of the nervous system can help us find ways to alleviate disease and pain.
  • Identify the pros and cons of biofeedback-based interventions (highlight areas related to research, studies, theories, practice).
  • Identify ethical considerations related to biofeedback-based interventions.
  • Discuss your point of view with regard to biofeedback-based interventions, such as EEG biofeedback.
    • Have you had any experiences using EEG biofeedback?
    • Can you think of a situation in your life or work where you might consider using EEG biofeedback?
    • Would you recommend biofeedback-based interventions as a useful tool?  Why or why not?

Incorporate a minimum of two scholarly sources in your writing.

Enter your answers in the indicated cells of the table below. The Restrictions/Fees on Product Usage column relates to question 2 of Scenario 1.

Enter your answers in the indicated cells of the table below. The Restrictions/Fees on Product Usage column relates to question 2 of Scenario 1.

Product Annual Interest Rate Restrictions/Fees on Product Usage FV at end of Year 1 FV at end of Year 5
Checking Account 0.00% · No minimum

· No limit on withdrawals

Answer: $2,000

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 0.00%

Number of Years: 1

Answer: $2,000

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 0.00%

Number of Years: 5

Savings Account 1.50% · No minimum

· Limited to 3 withdrawals per month

Answer: $2,030.17

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 1.50%

Number of Years: 1

Answer: $2,155.47

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 1.50%

Number of Years: 5

Certificate of Deposit (CD) 5% · $500 minimum balance

· Early withdrawal penalty: 180 days of interest plus $25

Answer: $2,101.89

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 5%

Number of Years: 1

Answer: $2,564.07

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly):

5%

Number of Years: 5

2. Based on your calculations and on all you have learned this week, how would you choose to save your $2,000? Consider things such as rate of return, inflation, taxes, liquidity, safety, restrictions, and fees, and explain the rationale for your decision. Respond in at least 50 words.

<Write response here.>

Scenario 2: Time Value of Money / Compounding Interest

3. Use this Bankrate’s Simple Savings calculator to complete Scenario 2: http://www.bankrate.com/calculators/savings/simple-savings-calculator.aspx. You will enter the Initial Amount of Savings (Present Value), Annual Interest Rate (Rate of Return), Interest Compounded, and Number of Periods/Years into the calculator. The calculator will compute the Future Values.

In this scenario you will start with a big deposit and see how interest, compounding, and time will change the balance over time. Suppose that you inherit $10,000 from your late uncle. You save this money and do not deposit any more money to the account. Determine how much money you would have at the end of each of the periods for each of the scenarios in the table below, assuming that you don’t make any withdrawals from the account over the period.

Enter your answers in the indicated cells of the table below:

 Annual Interest Rate Interest Compounded FV at the end of Year 5 FV at the end of Year 10 FV at the end of Year 30
2.00% Annually Answer: $11,040.81

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Annually

Number of Years: 5

Answer: $12,189.94

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Annually

Number of Years: 10

Answer: $18,113.62

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Annually

Number of Years:

2.00% Quarterly Answer: $11,048.96

 

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded:Quarterly

Number of Years: 5

Answer: $12,207.94

 

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Quarterly

Number of Years: 10

Answer: $18,193.97

 

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded:Quarterly

Number of Years: 30

8.00% Annually Answer: $14,693.28

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Annually

Number of Years: 5

Answer: $21,589.25

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Annually

Number of Years: 10

Answer: $100,626.57

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Annually

Number of Years: 30

8.00% Quarterly Answer: $14,859.47

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded:Quarterly

Number of Years: 5

Answer: $22,080.40

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Quarterly

Number of Years: 10

Answer: $107,651.63

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Quarterly

Number of Years: 30

4. Based on your calculations above, explain in your own words the impact of compounding interest.

<Write response here.>

Scenario 3: Cost of Credit / Opportunity Cost / Trade-Offs

 

5. In this scenario you will calculate the monthly payment and total interest paid on a car loan. Suppose that you need $15,000 to buy a used vehicle to get back and forth to work and school. You have $7,500 in a money market fund earning 1.00% per year, but you are not sure you want to use any or all of that money.

Using the tables in Exhibit 1-D, located on pp. 42-43 in the Ch. 1 Appendix of Focus on Personal Finance, determine the total amount of payment due at the end of each year, and divide by 12 to estimate the monthly payment for each of the following loan scenarios. Also, calculate the total amount of interest you would pay over the life of each loan. Be sure to show your work for opportunities to earn partial credit, where applicable.

For example, if you have the correct formula but put a decimal in the wrong spot you could earn partial credit. The first row in the table has been completed to demonstrate you how work can be shown.

Loan Amount Interest Rate Term Monthly Loan Payment = Amount Borrowed divided by “Table Factor in Exhibit 1-D” divided by 12 Total Amount of Interest = (Monthly Loan Payment * Term * 12) – Loan Amount
$7,500 6% 3 years Example:

7500/2.673=2,805.84

2,805.84/12= 233.82

Example:

(233.82*3*12) – 7,500= 917.52

$7,500 6% 5 years 7,500/4.329=1,732.50

1,732.50/12=144.38

(144.38*5*12)=8,662.80

8,662.80-7,500=1,162.80

$10,000 6% 5 years 10,000/4.329=2,310.00

2,310.00/12=192.50

(192.50*5*12)=11,550.00

11,550.00-10,000=1,550.00

$15,000 6% 5 years 15,000/4.329=3,465.00

3,465.00/12=288.75

(288.75*5*12)=17,325.00

17,325.00-15,000=2325.00

 

6. Based on the above calculations, the price of the car, and the money available in a money market fund, which loan option would you suggest to someone purchasing a vehicle? Please explain the rationale and considerations for your decision.

I would recommend the third loan, $10,000 at 6% over 5 years and use $5000 from the money they have in the money market fund. The person in this example is in school and probably has other expenses so the payment would be low and they would have $2500 left for other expenses from their money market fund. In the end they would pay a little more in interest than the first and second loan but not much more. Ideally, if their personal finances would allow it, loan number one would be great because they would not pay much interest at all but the monthly payment would be much higher than the others.

7. In your own words, how would you summarize “opportunity cost”? How does the concept of opportunity cost apply to this decision? Explain in a brief paragraph.

Opportunity cost is basically weighing out all your options and choosing the best choice at that particular time. The gain lost from making this choice over another option is “opportunity cost”. It could be a gamble in some instance but one must take all factors into consideration. It applies in this decision because the person must choose to either continue saving the $7500 they have invested or use it towards the purchase of a new car. Taking out a loan would let him keep part or all of the money he has invested or he could use it all and pay a smaller loan off faster. It’s a personal decision that one must make with information gathered beforehand.

Income Taxes

 

Each year you will need to file a federal income tax return by April 15th. While you may use software or a tax preparation professional to help you complete your return, there are still some terms of which you should have a basic understanding. Respond to the following to demonstrate your understanding. Each response should be at least 50 words.

8. Explain the differences between taxable income and adjusted gross income.

<Write response here.>

9. In your own words, define tax deduction, exemption, and tax credit.

<Write response here.>

Determine whether or not you agree with the position that civil commitment violates Britney Spears’ civil liberties.

Determine whether or not you agree with the position that civil commitment violates Britney Spears’ civil liberties. Provide a rationale to support your position.

Explain the distinction between civil commitment and criminal commitment. Next, support or criticize the premise that civil commitment was the proper course of action in the case of Britney Spears.

Argue for or against the theory that a short term (i.e. 72 hour) commitment provides enough time for a doctor to make a reasonable determination about the scope of the mental health problems of a patient. Provide a rationale to support your response.

The court ordered forensic assessments regarding Britney Spears’ parenting capacity as well as her guardianship. Discuss the manner in which you believe these two (2) assessments served the purposes of protecting the patient, protecting her children, and protecting the public. Provide a rationale to support your response.

Use at least three (3) quality references. Note: Wikipedia and other related websites do not qualify as academic resources.

Your assignment must follow these formatting requirements:

Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.

Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.

The specific course learning outcomes associated with this assignment are:

Demonstrate basic knowledge of the different elements and aspects of forensic psychology.

Brief and debate historic cases associated with mental health and forensic psychology.

Distinguish between clinical, actuarial, and other prediction and evaluation methods used by forensic psychologists in legal cases.

Use technology and information resources to research issues related to forensic psychology.

Write clearly and concisely about topics related to forensic psychology using proper writing mechanics and technical style conventions.