Topic 1 DQ 1

 

Topic 1 DQ 1

Messias (2014) outlined five epochs in the history of psychology. Consider the progression of these epochs and the factors that marked the end of one epoch and the beginning of the next. Which epoch do you believe to be the most significantly different from the one immediately prior? Why? How does this difference advance the field of psychology? Explain.

Unit 1 DQ 2

Derrida, Brault, and Naas (1994) asserted a philosophy of psychoanalysis that claims “madness” is not necessarily a disease, but a cognitive process lacking reason. Do you agree? Why or why not? Does the philosophy of Derrida, Brault, and Naas affirm or refute Freudian principles? Explain.

Unit 2 DQ 1

Freud started his theoretical postulations by studying patients with hysterical or conversion reactions. This led to his realization that his patients had conscious and unconscious aspects of memory. Why was this realization significant? How did this influence the development of the field of psychology? Explain.

Unit 2 DQ 2

What is the relationship between Freud’s notion of a “secondary system” and his abandonment of the “seduction hypothesis?” Do you believe his abandonment of the “seduction hypothesis” was the right choice for future of psychology? Why or why not?

Unit 3 DQ 1

What do you believe to be optimal stimulation and optimal frustration during Freudian psychosexual stages? Support your view.

Unit 3 DQ 2

Is the topographical model a better model than Freud’s structural model? Why or why not?

Unit 4 DQ 1

Klein found different children have alternative psychosexual periods to that of Freud. Why was this significant in the rise of Neo-Freudian theory? Support your view.

Unit 4 DQ 2

Klein found different children have alternative psychosexual periods to those proposed by Freud such as girls in their oral stage who may turn to their fathers. Do you agree with Klein’s assertions? Why or why not?

Unit 5 DQ 1

Winnicott described “early processes” including integration, personalization, and realization. Which of these do you believe to be the most significant? Why?

Unit 5 DQ 2

Watts and Erguner-Tekinalp (2017) discussed how several Neo-Freudian approaches have been influenced by Alfred Adler’s theory. Does this rise of positive psychology signal the beginning of the decline of psychoanalytic theory? Why or why not?

Unit 6 DQ 1

In Chapter 13 of the textbook on page 482, Heinz Kohut (the Father of Self Psychology) is credited with expressing the notion of a “joyful creative activity” as important for analytic success. Given Kohut’s ideas, what do you believe are the best ways to achieve this state? Support your position with relevant literature and specific “real world” examples. (Be sure not to present information that might specifically identify any individual.)

Unit 6 DQ 2

Kirsch and Mertens (2018) found, through their neuroscientific research, biological correlates to Freudian drive states. Why do you believe these findings are significant in the evolution of psychoanalytic theory? Explain.

Unit 7 DQ 1

Review the De Carli et. al. (2018) study regarding psychoanalysis and empirical research. What were the findings? Do you agree with the findings? Why or why not?

Unit 7 DQ 2

Consider the information in Chapter 18 of the Ellman text. What points do you believe are the most useful for conducting dissertation research? Why?

Unit 8 DQ 1

Bruno, Dell’Aversana, and Guidetti (2018) discussed how they used gaming theory and psychoanalytic approaches to better understand how to teach conflict management within an organization. Does this alter your view (positively or negatively) of Neo-Freudian and psychodynamic theory? Why or why not?

Unit 8 DQ 2

Consider the four major areas of psychoanalytic theory addressed in this course. Which of these, if any, do you believe will be of help to you as you consider the theoretical foundation and other aspects of your dissertation? Why?

Briefly describe the threat in the context of the study description,

INSTRUCTIONS:  Referencing Internal Validity, please pick one of the studies listed below and (1) Briefly describe the threat in the context of the study description, (2) name the threat, and (3) explain how internal validity is threatened.

Original Study:

Tv ads promote online “brain games” and learning tools for adults and kids. A researcher decided to test the effectiveness of one of these games, ABCmouse. She gave kids aged 3-5 experience with either ABCmouse or an alternative game that wasn’t educational (Pig Pile). After giving kids 2 weeks of experience playing their respective game, she tested their reading ability using the Burt Reading Test, which tests how many of 110 words a child can read. The words are graded in order of difficulty, so the more words children can read, the better their score. She was able to use students at a large, public preschool as participants. All the kids were aged 3 to 5.

I. Problem Statement

I. Problem Statement

a) Describe the contemporary problem that is the focus of your proposal with full details with respect to your selected applied setting. Here, consider how new developments or changes in your applied setting are creating new cognition-related challenges. For instance, you might note that increased use of online education is presenting new challenges to students with ADHD.

b) Identify your selected area of cognitive psychology (attention, learning, memory, language, or decision making) and appropriate foundational theories that apply to your selected problem. What are the foundational aspects of these theories, and how do they relate to your selected problem?

Carrying through with the previous example, you would indicate that your area of focus is attention and identify related theories that can shed further light on the contemporary problem of attention demands on students with ADHD.

c) Describe performance issues in your selected applied setting based on limitations of human cognitive systems. What are some of the specific issues related to your contemporary problem, the applied setting, and the limits of the human cognitive system? Here, you will further break down your contemporary problem and explain how the problem relates to the applied setting, what we know about cognition, and how this impacts performance.

d) Create a research question that addresses potential improvements to practices in the applied setting based on the strengths of human cognitive systems. Remember that your research question should address your contemporary problem. For instance, in keeping with the previous example, you might ask, “How can changes to online learning platforms better support increased attention to course materials for students with ADHD?”

II. Contemporary Relevance 

a) Evaluate the utility of the theories you identified when describing your problem with respect to their strengths and limitations. Here, revisit the theories you noted in critical element I, part b. How do the theories you identified further explain the problems and performance issues you identified? What are the strengths and limitations of each theory in helping to understand your identified problem?

b) Which particular theory offers the greatest utility for practitioners to apply in addressing real-world issues specific to the contemporary problem you selected? Defend your selection.

III. Interpretation of Research Findings: Explain how each primary or secondary resource you selected supports your research question. This is where you will apply sound methodological principles (by following the prompts below, a–b) to qualify the research results and statistical findings.

a) How do the research results and statistical findings apply to your research question and your proposed improvements?

b) Explain the strengths and limitations of the research results and findings in supporting the research question. This is where you will explain how the research results and findings you have reviewed support your research question and identify specific gaps in the research. In other words, in reviewing your sources, is there sufficient support for this research question? This is also where you will identify what research does not yet exist that is necessary in supporting the application of your research question.

IV. Methodological Principles: This is where you will look at your research question (critical element I, part d) and determine what types of strategies or techniques you would use if you were to hypothesize improving upon the problem in your selected applied setting. Here, you might propose an experiment, a new program or initiative, or adoption of new tools/technologies. Remember, you are not limited to a controlled experiment.

a) What socially responsible strategies and techniques could be used for improving upon human cognitive processes specific to your applied setting? Here, consider how you could implement your proposed solution in a way that does not further aggravate the problem or put participating parties at risk of new problems or performance issues.

b) What are the implications for using these strategies and techniques? Consider, who and what about the applied setting would be impacted by this proposed solution? What would change, and how might these changes be received?

V. Conclusion

a) What potential future direction do you see from implementation of your research specific to addressing the contemporary problem you cited in critical element I, part a? Here, consider how implementation of your proposed solution or improvement can add to the existing body of research on your topic. How might your proposed improvements and any follow-up research prove interesting to other applied settings?

Rubric

Please note that the grading rubric for the rough draft submission is not identical to that of the final project. The Final Project Rubric will include an additional “Exemplary” category that provides guidance as to how you can go above and beyond “Proficient” in your final submission.

Guidelines for Submission: Your rough draft should be double spaced, 12-point Times New Roman font, with one-inch margins and APA citations. Your draft proposal should be a minimum of six pages, not including cover page and references, and use preapproved resources. (The submission should include a variety of research and findings from at least three of the provided publications. Review the Final Project Document to access the list of approved publications provided for you.)

Milestone 2 feedback:

Nice job describing the studies, in particular, the methods sections, as well as reporting on how the results could be extended. The main areas of improvement are in discussing strengths and weaknesses and reporting on specific statistical results (e.g., p :> .05). Some methodological strengths and weaknesses you may think about are what kinds of groups were studied, measures used, and statistics. Was there a large number of participants? Are the measures validated? Did the researchers use non-parametric analyses? Reviewing the limitations section of the articles will help you look for specific things. I will be posting information about reporting on results in an announcement within the next few days. Overall, great job finding interesting, relevant studies and I look forward to seeing your next milestone!

identify and cite two journal articles that provide you with the information needed to fill in 

Prompt: For each test in the vignette you chose for the final project, identify and cite two journal articles that provide you with the information needed to fill in

the information in the table of the worksheet. Specifically, the following critical elements must be addressed:

I. Journal Articles: Appropriately cite two articles in APA format for each test.

II. Test Development: Provide an explanation of why each test was developed.

III. Reliability: Reliability of each test is described.

IV. Validity: Validity of each test is described.

V. Ethical Considerations: The ethical considerations of each test are described.

VI. Normed Reference Group: The normed reference group of each test is described.

VII. Useful Information: The useful information that each test provides is explained.

Prevention/Intervention Strategies

Prevention/Intervention Strategies

There are three levels of fundamental prevention that are widely accepted in a multitude of settings, whether it’s a child who is acting out in school or an adolescent who is showing early signs of alcohol abuse. Implementing these three intervention techniques is the crux of exploring and educating the child and the people impacting that child’s environment. By targeting level-specific risk behaviors and preventing escalation of the behavior, we can often ensure effective intervention by promoting protective factors and reducing risk behaviors.

Primary prevention is meant to intervene when a child or adolescent is first showing signs of probable risky behavior. The purpose of primary prevention is to educate the child or adolescent exhibiting this behavior and to educate anyone in the child’s or adolescent’s environment. Strategies at the primary intervention level vary, but the key interventions to implement would be to have the child or adolescent set obtainable goals.

Another intervention is to educate the child or adolescent on developing a skill set of refusal and positive decision making; at times, the child or adolescent may simply not have the capacity and understanding of refusal. This can be particularly evident with children in the foster care system. These children are looking for acceptance in any shape or form, thus creating an open door for these children to follow suit with friends or family acting in a deviant manner. A primary intervention for these children would be to identify and participate in positive, meaningful activities. Lastly, primary prevention can be used to aid the child or adolescent in accepting self-responsibility.

Secondary prevention is to be used as an intervention strategy at the initiation of experimenting with a risky behavior or the development of a negative attitude. The primary goal of secondary prevention is to intervene and educate the child or adolescent on ways to eliminate experimenting with a risky behavior or to identify the root causes of negative attitudes. In order for this to happen, the adolescent or child would need help in identifying the consequence of a risky behavior. For example, if an adolescent is experimenting with drugs or alcohol, consider attending a drug- or alcohol-prevention program. By doing so, the adolescent could witness firsthand the possible consequences of underage drinking by hearing first-person accounts of the results of adolescent drinking. Secondary prevention could also be used by helping the adolescent set up personal goals, develop positive relationships with trusted adults, and capitalize on developing positive peer interactions. Secondary prevention should emphasize personal responsibility to the child or adolescent.

Tertiary prevention is used at the initiation of an already established risky behavior. The purpose of tertiary prevention is to educate the adolescent and others in his or her environment on ways to reduce the risky behavior. Continuing with the example of an adolescent experimenting with alcohol or drugs, strategies implemented in tertiary prevention might include fully participating in a drug or alcohol rehabilitation facility that would likely include participation in counseling. It is important to recognize and engage the entire family unit. Treating only the adolescent in a restricted environment will not likely address the entire issue, and research indicates this will yield a high probability of relapse.

Wolfe and Jaffe (1999) discuss the school environment. Examples of primary prevention involve activities aimed at increasing awareness and dispelling myths about issues such as relationship problems, alcohol and drug abuse, family and relationship violence, and teen pregnancy. Some possible activities include presentations involving videos, plays, professional theater groups, or speeches from domestic violence or teen dating violence survivors; classroom discussions facilitated by teachers or specific service professionals; and programs and curricula that encourage students to examine attitudes and behaviors that are specific to common behavioral issues.

Enter your answers in the indicated cells of the table below. The Restrictions/Fees on Product Usage column relates to question 2 of Scenario 1.

Product Annual Interest Rate Restrictions/Fees on Product Usage FV at end of Year 1 FV at end of Year 5
Checking Account 0.00% · No minimum

· No limit on withdrawals

Answer: $2,000

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 0.00%

Number of Years: 1

Answer: $2,000

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 0.00%

Number of Years: 5

Savings Account 1.50% · No minimum

· Limited to 3 withdrawals per month

Answer: $2,030.17

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 1.50%

Number of Years: 1

Answer: $2,155.47

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 1.50%

Number of Years: 5

Certificate of Deposit (CD) 5% · $500 minimum balance

· Early withdrawal penalty: 180 days of interest plus $25

Answer: $2,101.89

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly): 5%

Number of Years: 1

Answer: $2,564.07

Calculator Inputs:

Initial Amount: $2,000

Annual Interest Rate (compounded quarterly):

5%

Number of Years: 5

2. Based on your calculations and on all you have learned this week, how would you choose to save your $2,000? Consider things such as rate of return, inflation, taxes, liquidity, safety, restrictions, and fees, and explain the rationale for your decision. Respond in at least 50 words.

<Write response here.>

Scenario 2: Time Value of Money / Compounding Interest

3. Use this Bankrate’s Simple Savings calculator to complete Scenario 2: http://www.bankrate.com/calculators/savings/simple-savings-calculator.aspx. You will enter the Initial Amount of Savings (Present Value), Annual Interest Rate (Rate of Return), Interest Compounded, and Number of Periods/Years into the calculator. The calculator will compute the Future Values.

In this scenario you will start with a big deposit and see how interest, compounding, and time will change the balance over time. Suppose that you inherit $10,000 from your late uncle. You save this money and do not deposit any more money to the account. Determine how much money you would have at the end of each of the periods for each of the scenarios in the table below, assuming that you don’t make any withdrawals from the account over the period.

Enter your answers in the indicated cells of the table below:

 Annual Interest Rate Interest Compounded FV at the end of Year 5 FV at the end of Year 10 FV at the end of Year 30
2.00% Annually Answer: $11,040.81

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Annually

Number of Years: 5

Answer: $12,189.94

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Annually

Number of Years: 10

Answer: $18,113.62

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Annually

Number of Years:

2.00% Quarterly Answer: $11,048.96

 

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded:Quarterly

Number of Years: 5

Answer: $12,207.94

 

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded: Quarterly

Number of Years: 10

Answer: $18,193.97

 

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 2.00%

Compounded:Quarterly

Number of Years: 30

8.00% Annually Answer: $14,693.28

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Annually

Number of Years: 5

Answer: $21,589.25

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Annually

Number of Years: 10

Answer: $100,626.57

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Annually

Number of Years: 30

8.00% Quarterly Answer: $14,859.47

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded:Quarterly

Number of Years: 5

Answer: $22,080.40

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Quarterly

Number of Years: 10

Answer: $107,651.63

Enter your inputs:

Initial Amount: $10,000

Annual Interest Rate: 8.00%

Compounded: Quarterly

Number of Years: 30

4. Based on your calculations above, explain in your own words the impact of compounding interest.

<Write response here.>

Scenario 3: Cost of Credit / Opportunity Cost / Trade-Offs

 

5. In this scenario you will calculate the monthly payment and total interest paid on a car loan. Suppose that you need $15,000 to buy a used vehicle to get back and forth to work and school. You have $7,500 in a money market fund earning 1.00% per year, but you are not sure you want to use any or all of that money.

Using the tables in Exhibit 1-D, located on pp. 42-43 in the Ch. 1 Appendix of Focus on Personal Finance, determine the total amount of payment due at the end of each year, and divide by 12 to estimate the monthly payment for each of the following loan scenarios. Also, calculate the total amount of interest you would pay over the life of each loan. Be sure to show your work for opportunities to earn partial credit, where applicable.

For example, if you have the correct formula but put a decimal in the wrong spot you could earn partial credit. The first row in the table has been completed to demonstrate you how work can be shown.

Loan Amount Interest Rate Term Monthly Loan Payment = Amount Borrowed divided by “Table Factor in Exhibit 1-D” divided by 12 Total Amount of Interest = (Monthly Loan Payment * Term * 12) – Loan Amount
$7,500 6% 3 years Example:

7500/2.673=2,805.84

2,805.84/12= 233.82

Example:

(233.82*3*12) – 7,500= 917.52

$7,500 6% 5 years 7,500/4.329=1,732.50

1,732.50/12=144.38

(144.38*5*12)=8,662.80

8,662.80-7,500=1,162.80

$10,000 6% 5 years 10,000/4.329=2,310.00

2,310.00/12=192.50

(192.50*5*12)=11,550.00

11,550.00-10,000=1,550.00

$15,000 6% 5 years 15,000/4.329=3,465.00

3,465.00/12=288.75

(288.75*5*12)=17,325.00

17,325.00-15,000=2325.00

 

6. Based on the above calculations, the price of the car, and the money available in a money market fund, which loan option would you suggest to someone purchasing a vehicle? Please explain the rationale and considerations for your decision.

I would recommend the third loan, $10,000 at 6% over 5 years and use $5000 from the money they have in the money market fund. The person in this example is in school and probably has other expenses so the payment would be low and they would have $2500 left for other expenses from their money market fund. In the end they would pay a little more in interest than the first and second loan but not much more. Ideally, if their personal finances would allow it, loan number one would be great because they would not pay much interest at all but the monthly payment would be much higher than the others.

7. In your own words, how would you summarize “opportunity cost”? How does the concept of opportunity cost apply to this decision? Explain in a brief paragraph.

Opportunity cost is basically weighing out all your options and choosing the best choice at that particular time. The gain lost from making this choice over another option is “opportunity cost”. It could be a gamble in some instance but one must take all factors into consideration. It applies in this decision because the person must choose to either continue saving the $7500 they have invested or use it towards the purchase of a new car. Taking out a loan would let him keep part or all of the money he has invested or he could use it all and pay a smaller loan off faster. It’s a personal decision that one must make with information gathered beforehand.

Income Taxes

 

Each year you will need to file a federal income tax return by April 15th. While you may use software or a tax preparation professional to help you complete your return, there are still some terms of which you should have a basic understanding. Respond to the following to demonstrate your understanding. Each response should be at least 50 words.

8. Explain the differences between taxable income and adjusted gross income.